In the heart of Crowborough High Street, with one of the most spectacular views across the surrounding area, local Independent Financial Advisor Ted Shaw runs his busy office of EJ Financial Ltd with the assistance of Andria Geal.
Ted joined Edward Jones Ltd in 2007 following a career change and six months later passed 8 exams, including a complex Stockbroker examination, and became a qualified Stockbroker and Financial Advisor. He has since passed a number of other exams to achieve the Diploma Qualified (Dip FPS) status and is now studying a Chartered Financial Planner qualification.
Managing his own firm, Ted is continually striving to deliver the highest quality of service to his clients. Prior to providing his clients with any advice he will take the time to understand your current financial goals and objectives, current circumstances and your attitude to risk. This will be followed up with a letter confirming the discussion and whether a review is necessary. There is no charge for this initial review or commitment from yourself. This initial meeting is a two-way street where Ted and his potential client are able to establish if they are right for each other in order to achieve the best out of the long-term planning and building of this working relationship.
Making plans for a comfortable retirement or making the correct financial decisions at each stage in your life is a serious business and not one Ted takes lightly when it comes to giving his clients the right advice.
Are you retired?
- Do you want more income and to Protect your Capital from Inflation?
- Do you want to reduce your potential Inheritance Tax (IHT) charge?
- Do you want to pass on assets to your children/grand children tax efficiently?
Control your portfolio Risk, Volatility and Tax by creating a well thought out, regularly reviewed financial plan.
Are you nearing retirement?
- Are you wondering whether you will be able to have a comfortable retirement?
- Have you considered the two main retirement goals; a) When? B) How much income?
- Will your partner still have a comfortable retirement if you die?
EJ Financial will help with cash flow plans, retirement planning and regular reviews.
Are you younger and concerned about the future for you and your family?
- How much should you save?
- Where should you invest; Pension, ISA, Property?
- Are your Financial Goals for you and your family protected?
EJ Financial will work with you to create a full financial plan, including Life cover, Critical Illness cover and Income protection where appropriate, to secure the future for you and your family.
Financial Review & Planning (Cash Flow Plans)
The Starting point.
Pension Contribution Planning (including Carry Forward)
Tax breaks for everyone, including those not earning.
ISA Contribution (Automatic Annual Transfer from General Investment Account (GIA to ISA) )
Tax free income in retirement.
Pension Freedom Advice
The new rules from April 6 2015.
Investment Portfolio Management
Managing Risk & Volatility for smoother returns.
Tax Planning (IHT, Income Tax & CGT mitigation)
Pay your dues and do not pay more than HMRC want you to.
Trust Investment Portfolio Reviews
Ensure that the beneficiaries will be happy with the ongoing control of their inheritance.
Protection (Life, Critical Illness, Income, Family)
Why gamble with your financial plans when you can protect them and your family.
What Ted’s clients have said about the service he offers:
“Explains his process and guides me through my investment options.”
“Ted takes time to understand my needs and asks quite direct questions to help me think about what I need/want for my future.”
“I had no idea what my pension was worth and was pleasantly surprised with the outcome. I would never have considered moving my pension had Ted not explained the benefits.”
“Very capable and insightful financial planning expert.”
“I always enjoy our meetings, and feel well informed on the subject discussed. No flannel, straight to the point.”
A resident of Crowborough himself, for 20 years, Ted loves running his business from his home town. “Crowborough is a safe town for everyone and my children were all schooled in the area” said Ted. He enjoys the good transport links via road or train to London and the rest of the South East which connects him to his clients.
Ted is very active in the local community, enjoying some of the sporting activities available and is a member of Beacon Golf Club, the Church Road Squash & Tennis Club and The Constitutional Club. He is also a Patron of Crowborough Rugby Club and Sponsor of Crowborough Athletic Football Club.
EJ Financial like to support charities that are connected to the community or that are engaging, supporting and developing a variety of people of all ages in their difficult journey through life. His chosen charities are: Clued-up.info in Crowborough, a service supporting 11 to 25 year olds; and Rockinghorse in Brighton, the fundraising arm of the Royal Alexandra Children’s Hospital and Trevor Mann Baby Unit.
Ted is often found at local events in and around the town. In fact you can speak to him at the Business Expo at Crowborough Community Centre on 1st March where he has a stand. He will be delighted to see you!
2nd Floor, Johnsons Building, The Broadway, TN6 1DE
Featured in: Issue 66 – March/April 2016